Hourly Paycheck Calculator

Calculate your take-home pay from an hourly wage after federal and state taxes, FICA, and overtime. Supports all 50 states and all pay frequencies.

About the Hourly Paycheck Calculator

Know exactly what you'll take home from your hourly wage. Our hourly paycheck calculator computes your net pay after federal income tax, state income tax, Social Security, and Medicare — for all 50 states, all pay frequencies, and any amount of overtime.

Enter your hourly rate, hours per week, overtime, state, and filing status to get a detailed paycheck breakdown — so you can budget accurately and avoid any surprises on payday.

How overtime pay works

The Fair Labor Standards Act (FLSA) requires non-exempt employees to be paid at least 1.5× their regular rate for hours worked over 40 per week. Some states (California, Alaska) require daily overtime for hours over 8 per day. Our calculator applies the federal 1.5× rule to any hours you enter as overtime. Double time (2×) applies in specific California situations and some union contracts.

FICA taxes: Social Security and Medicare

FICA (Federal Insurance Contributions Act) taxes are automatic and not affected by filing status or deductions. In 2025: Social Security is 6.2% on wages up to $176,100. Medicare is 1.45% on all wages, plus an additional 0.9% on wages over $200,000 (single) or $250,000 (married). Total FICA is 7.65% for most workers.

States with no income tax

Nine states have no state income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Workers in these states keep significantly more of their paycheck compared to high-tax states like California (up to 13.3%), Oregon (up to 9.9%), or New York (up to 10.9%). Our calculator automatically applies zero state tax for these states.

Frequently Asked Questions

At $20/hour for 40 hours/week (single filer, Texas), annual gross is $41,600. After federal income tax (~$4,100), FICA (~$3,182), and no state tax, take-home is roughly $34,318/year, or about $1,320 bi-weekly. Use the calculator for your specific state and situation.